Dollar-cost average the big names and the broad indices on real history — vs buying it all at once.
Want the head-to-head instead? DCA is about when you buy. To see how WiseBot's curve stacks up against simply holding Bitcoin, Ethereum or the S&P 500 — up to five at once — compare buy & hold.
Compare buy & hold →Stocks & indices
See what dollar-cost averaging into Tesla, NVIDIA, Apple, Microsoft, the S&P 500, the Nasdaq-100 or the whole US market (VTI) would have returned on real prices — next to a single lump-sum buy, with an inflation-adjusted view.
Same money in, same dates, no hindsight.
Stock & index DCA calculators
Dollar-cost averaging a stock means investing a fixed dollar amount on a fixed schedule, regardless of price — you buy more shares when it's cheap and fewer when it's expensive, with no market timing required.
Historically, for the broad market, lump sum beats DCA about two-thirds of the time because markets rise more often than they fall — but DCA removes timing risk and the regret of buying right before a crash. Try both above on real prices.
Yes — this calculator covers the S&P 500, the Nasdaq-100 (QQQ) and the total US market (VTI), plus individual names like Tesla, NVIDIA, Apple and Microsoft, all on real monthly history.
No — figures are price-return only, dividends excluded, so every asset (crypto and stocks) is compared on the same fair basis. The inflation-adjusted view uses US CPI.